• A fully completed loan application form.
• Guarantors should be active members and have contributed for at least three months.
• The guarantor’s and applicant’s shares MUST be equal to or more than the loan applied for.
• The member has to attach an original most recent (if possible certified) pay slip which is not more than two months old.
• Outstanding loan by the applicant MUST be cleared before a loan of the same kind is approved unless one is refinancing (bridging).
• A copy of an acceptable form of identification (National ID/Valid Passport) MUST be attached to the application.
• One must have been an active member for at least three consecutive months.

• Guarantors who should be members of the Sacco.
• Another form of security includes regular remittance such as the monthly savings.

No interest or penalty is charged for clearing a loan earlier than the contracted period if clearance is done through.

Once your loan application has been approved, the money will be processed and sent to your account within a few days.